to be debt free
We have put ourselves on a very strict money-diet, or budget, starting this month. We have been on a very loose budget more or less all four years we’ve been married, but this is the tightest we’ve run things. It is also the first time we are trying the cash envelopes for gasoline and groceries. The gas-money is divided evenly to fuel both cars and I’m hoping that this budget will only have to last for four weeks before the next month’s rations come in. I don’t see how it will stretch to cover five. The motivation behind the “tightening of the financial belt” is getting out of debt. ENTIRELY out of debt. We’re talking credit cards, cars, and student loans which add up to more than I thought they would. The good news is that we can own both cars and have one of the student loans paid off in full in twenty-four months. The bad news is that this means we will not be able to afford things such as movies and gifts for friends and relatives. Only the basics. There will be a lot of eating at home in the next two years for us, and home will have to stay an apartment for at least five more years (until we wipe out the student loans)… We’ll see. God may bless us in unexpected ways.